Credit Risks - Interest Rates

For any potential borrower, lack of stable income or collateral, or a history of missed or late payments can have devastating effects on the interest rate assigned to a loan - if a loan is given at all.

Investors view the possible secession of Buckhead as a serious risk to repayment. If it leaves, Buckhead City takes with it a significant portion of the stable tax base that Atlanta relies on for its excellent credit score.